Trusted Insurance & Risk Management Advisors
With more than 25 years of expertise in financial services and risk management, we specialise in designing tailored short term insurance solutions that protect what matters most to businesses, professionals, and individuals.
As an independent Financial Services Provider, we work for our clients, not the insurers. We compare across multiple insurance houses, negotiate the right cover for your unique risk profile, and provide ongoing service and support that direct insurers cannot match. From day to day claims handling to strategic risk planning, BaCor is your trusted partner in safeguarding your future.
Why Choose BaCor?
- Independent advice: We compare multiple insurers to secure the best cover and pricing.
- Tailored solutions: Every policy is structured around your business or lifestyle needs.
- Specialist capacity: From R250 million in Professional Indemnity to R4 billion in Cyber cover, we can place complex risks. (T’s & C’s)
- Personal service: Claims, renewals, and risk reviews handled end to end.
Our Lines of Business
Commercial & Corporate Insurance
Property damage, loss of income, and liability, tailored to your operation.
- Cyber Insurance
- Contractors Liability
Heavy Commercial Vehicles
Accidents, theft, and breakdowns, keep transport operations moving.
- Goods in Transit
- Fleet Insurance, multiple vehicles under one policy
Goods in Transit
Protect cargo against theft, fire, hijacking, and accidents in transit.
- Heavy Commercial Vehicles
- Marine Insurance
Agriculture
Crops, livestock, and machinery protection, including weather and breakdown events.
- Commercial Building for barns and silos
- Heavy Commercial Vehicles
Professional Indemnity, Commercial and Medical
Protects against alleged negligence, errors, or omissions in advice or design.
- Cyber Insurance
- General Liability
Medical Malpractice Insurance
Legal defence, settlements, and reputational support for healthcare professionals.
- Professional Indemnity
- Cyber Insurance
- Commercial Building for premises
Contractors Liability
Third party injury or property damage on site, suitable for projects with subcontractors.
- Professional Indemnity for design or advice
- Commercial Building if you own the structures
Cyber Insurance
Response, restoration, and liability cover for breaches, ransomware, and outages.
- Professional Indemnity
- Commercial & Corporate Insurance
Hospitality & Leisure
Hotels, guesthouses, restaurants, and venues, from guest injury to food spoilage.
- General Liability
- Commercial Building
Aviation Insurance
Aircraft, aviation operations, accident and liability risks for private and commercial use.
- General Liability
- Travel Insurance
Marine Insurance
Protect cargo, vessels, and liabilities across sea and port risks.
- Goods in Transit
- Commercial & Corporate Insurance
General Liability
Everyday third party risks, for example, slip and fall, and property damage.
- Commercial Building
- Hospitality & Leisure
Travel Insurance
Medical emergencies, cancellations, and accidents, for business or leisure trips.
- Medical Professional Indemnity
- Aviation Insurance
Personal Short Term Insurance
Household contents, electronics, and valuables, protection against theft, accident, or damage.
- Homeowners Insurance
- Motor Insurance
Homeowners Insurance
Protect the structure of your home against fire, theft, and natural disasters.
- Personal Short Term for contents
- Motor and Motorcycle Insurance
Motorcycle Insurance
Accident, theft, and third party cover, with options for tyres and riding gear.
- Motor Insurance
- Homeowners Insurance for storage
Motor Insurance
From minor fender benders to major accidents, stay protected and compliant.
- Motorcycle Insurance
- Homeowners Insurance